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| Naturalize
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To plant randomly, without a pattern. The idea is to create the effect that the plants grew in that space without man's help, such as you would find wild flowers growing. |
| Neat cement
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Portland cement mixed with water to a desired creamy consistency. |
| Needle
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(1) A temporary beam used to support a section of masonry while lower sections are repaired or replaced. (2) A narrow pointed metal rod used in sewing. |
| Needle bearings
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Needle bearings are slender, cylindrical rollers that create a line contact between the races. This allows them to carry a greater radial load than ball type bearings. |
| Needle file
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A small metal file used when working on locks, timepieces, or other precision instruments. |
| Needle valve
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A valve, used in HVAC systems, with a stem that tapers to a point. |
| Needle-nose pliers
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Pliers with a tapered end that comes to a point. |
| Needs-based pricing
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Asking price based on the amount of funds required to pay off the seller's mortgage, the cost of remodeling or the purchase of another house. |
| Negative amortization
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When the outstanding balance of a loan grows larger because each monthly payment is too small to cover both the principal and interest of that loan. This sometimes happens with adjustable rate mortgages. |
| Negative cash flow
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When operating expenses exceed income and an owner must make a financial contribution. |
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